Cycling is a great way to get from place to place and stay fit, but it can also be dangerous. If you've been injured while riding your bike in Australia, you may be wondering if you're eligible for compensation. The answer depends on the circumstances of your injury, so what do you need to know?
How to Establish Fault
The first thing to consider is who was at fault. If the accident was caused by another person or party, then you may be able to seek compensation from them. This could include the driver of a motor vehicle that hit you, a local government entity responsible for maintaining roads in disrepair, or even a manufacturer if their product contributed to the crash.
What If You Are at Fault?
If the accident was your fault or no one else can be held liable, then you may still be able to seek compensation through an insurance policy like CTP (Compulsory Third Party) Insurance. This type of insurance covers cyclists (and other road users) for injuries sustained due to an accident with a motor vehicle and is included in the cost of registering a car. It's worth noting that CTP Insurance does not cover all types of bicycle injuries; only those resulting from collisions with motor vehicles are eligible for coverage.
Are There Any Other Programs?
Finally, there are special funds available in certain states that provide compensation for cyclists who have been injured in accidents where no one else can be held liable. These funds typically cover medical expenses and lost wages associated with bicycle accidents and may even provide financial assistance for rehabilitation costs and other expenses related to long-term disability.
What's the Best Approach?
In summary, if you've been injured while riding your bike in Australia, there are several ways you may be able to seek compensation depending on who was at fault and what type of insurance coverage is available in your area. To determine which route best suits your situation, it's important to speak with a lawyer who specializes in cycling-related accidents as soon as possible following an injury.
It's particularly important to bring in an expert like this as it's not unusual for insurance companies and other parties to "push back" when facing a potential claim. However, with the help of your solicitor, you can explore all available options and work towards getting the financial assistance needed to help recover from your injury as quickly as possible.
Consult a lawyer to learn more.Share